[FoCHAT] CHAT: Tell the Real Stories About RHP Unfairness and
Unacceptable, Irregular Practices Re: Latest ICF Razzle Dazzle
Melanie Ehrlich
mehrlich8 at yahoo.com
Tue Aug 7 07:49:06 PDT 2007
Road Home Applicants,
You are welcome to come to our CHAT meeting tomorrow night where we will speak about CHAT's advocacy for proper and standard practices for resolving discrepancies in appraisals and other pressing Road Home issues, including the shortfall in funds.
UNO Old Bus. Admin. Rm. 212 on Wed. 6:30 PM.
Directions to the Business Bldg are given on the Campus Map for UNO. The URL is http://www.uno.edu/university/maps/maincamp.cfm. The Business Bldg is #7 on the map .
There is an old but true song by Malvina Reynolds with words like this:
When I need a raise in pay and have to tell my boss,
If I go there by myself I'm just a total loss,
But if we go together, it all seems right and true,
I'm an awful lonesome by myself but I'm OK with you.
Then there is a verse about war which ends about politicians:
"With a hundred thousand signatures, why even he can read."
So, if you can, come to our CHAT meeting tomorrow at 6:30 PM at which we will make time for a bunch of you to summarize your RH stories each for 2 min.
Our next meeting is this Wed., as usual, in the Business Building at UNO at 6:30 PM in Room 212. Directions to the Business Bldg (#7) are given on the Campus Map for UNO. The URL is http://www.uno.edu/university/maps/maincamp.cfm.
So, if you can't come to our meeting and you are not already a member of our email network, please join (all we need is a name, email address, and zip) and tell all your LA friends and neighbors.
http://chat.thinknola.com
So, if you have an outrageous story like Bret's, send an email to chatlra at yahoo.com and tell us your story and whether you are willing to be interviewed by the press. We have other applicants coming forth independently with stories just like Bret's. Please stand up and be counted.
So, if you are a RH applicant, whether you are satisfied or dissatified, please take our online survey (3 min) because CHAT will be using results from this survey in our weekly conference call discussions with top RH leaders.
http://chatforfairness.org
Melanie Ehrlich
CHAT
Date:
Tue, 07 Aug 2007 11:37:38 -0000
Subject:
[gentilly_after_katrina] Re: Latest ICF Razzle Dazzle
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YAHOO.Shortcuts.hostSpaceId = "97546168"; #message8840274574077714331956417060045205532502967994 { overflow:auto; visibility:hidden } Speaking of problems with appraisals.. .I posted about our problems
with a low-balled appraisal a couple of weeks ago, and would love to
hear any suggestions on what our next move should be. They did over
the course of about eight months move from about $125,000 up to
$178,000, but after that second offer we had an actual appraisal done
which came in at $250,000. When presented with the appraisal the
adviser claimed that it didn't matter what the appraisal said our
home was valued at before Katrina, that they were only going to OK
going up to a maximum of 20% more than the last Road Home offer no
matter what the property actually appraised at. In fact, the adviser
actually told us to try to get our appraiser to doctor up her
appraisal such that it would come in at that 20%-higher-than- the-
offer figure and submit that rather than submitting the $250,000
figure, telling us that they would accept that number. She said she
wouldn't submit the actual appraisal unless we absolutely insisted,
and advised us not to do so because she said "who knows what will
happen to the files that we don't accept right away." We took our
appraisal with us and left without their being any official record of
our having challenged the $178,000 figure at her suggestion, but
we're not even considering doing what she said and trying to get a
licensed appraiser to falsify an appraisal just to stay within 20% of
their figure.
I've sent an email about this to my State Rep., J.P. Morrell, but
haven't heard anything back from him just yet. We don't know if we
should go ahead and submit the actual appraisal for $250,000 and just
take our chances that our file might just get thrown in a box
somewhere and forgotten. Luckily right now we can handle the SBA
loan payments, so we're inclined to want to try to wait them
out...but we don't really know what our next step should be. I'd
love to hear any suggestions from anyone who may have had the same
type of thing happen to them.
Bret
XXX wrote:
> Well, we were scheduled to close with RHP this coming
Thursday at 8:30
> a.m. Received a call at 8:30 this morning from First American Title
> saying ICF has flagged my application and put a hold on my closing
> until further notice.
> Anyone experienced this? They gave me a phone number 225-231-1024
to
> call to find out why the file was flagged, but no one answered that
> number until 2 p.m. today. She said she was a "temp" and didn't
know
> anything, she just takes messages for her supervisor. I did manage
to
> get the supervisor's name YYY
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